CrossFit OTW Continues to Bring Fitness for All Ages to Carmel Valley

Carmel Valley resident and Teacher, Kevin Hare, opened the doors of his strength and conditioning gym, CrossFit OTW, to the community of Carmel Valley back in 2013. By now, you’ve probably heard the buzz about the fitness program dedicated to improving the lives of everyone from elite athletes and Special Forces soldiers to everyday men and women who are looking to get in shape. Kevin brings a unique athletic and coaching experience to Carmel Valley – most recently from the Washington, DC, metro area where he founded and managed a high school CrossFit affiliate, CrossFit Gonzaga, and also taught Computer Science at the High School level. He also trained and coached at CrossFit Old Town in Alexandria, Virginia, under owner and CrossFit Games Masters Champion, Jerry Hill. Kevin, who was a college track athlete, brings over 13 years of experience as a high school teacher and coach, as well as numerous strength and conditioning certifications. In addition to improving the health and wellness of Carmel Valley residents, Kevin also is busy molding the youth of the neighborhood as the Department Chair of the Computer Science & Engineering Department at Cathedral Catholic High School of Del Mar Heights Road. He currently teaches AP Computer Science, Web Design, Filmmaking, and the award winning TV Broadcasting course, CCTV. In addition to these course, he has also started an App Development course and a second AP Computer course. Because of Kevin’s background in Secondary Education, OTW is a popular option for High School students, especially as it counts for an Independent Physical Education course (ISPE). CrossFit OTW prides itself on the tight knit community built over the past three years. OTW’ers can be seen playing bubble soccer, at a Padre’s game, at one of the various breweries in the area, competing in a GORUCK challenge, hiking Torrey Pines, or even at the gym after hours playing some competitive corn hole! Kevin says that CrossFit OTW is a “Third Place” – your home away from home and work, where a strong family supports your healthy lifestyle. CrossFit OTW is located at 11211 Sorrento Valley Road, Suite D, at the intersection of the I-5 and I-805. With convenient freeway access, they provide you with the opportunity and resources to achieve health and fitness goals with a quick stop on your way to or from work or school each day. CrossFit OTW offers a 45-minute class structure to get members in and out of the gym and back to the business of life and it’s proven programming to get all age groups strong and conditioned. The atmosphere and community gives members a reason to come back every day. Visit CrossFit OTW at www.crossfitotw.com

San Diego's Most Trusted Home Loan Advisor

David interviews Julie during a Google Hangout: David: Today, I’m here with Julie Ozanich, who’s our local home lending expert on the CarmelValleyLife.com. I wanted her to talk a little about some of the cool things that she’s doing marketing-wise, as well as what she’s doing within the community that’s really highlighting the community in many ways. One of the things is, she’s our host for Lifestyle Tours, and we get to meet some great realtors, check out some really neat properties. Julie, tell us a little bit about that series. Julie:    Lifestyle Tours wonderful feature on the CarmelValleyLive.com website. Once a month we feature several homes that are listed for sale in the area. We have the opportunity to talk with several realtors and feature these properties, which helps give folks an idea of what type of properties are available in that area and the neighborhood, and gives a neighborhood feel of what that community has to offer. It’s so much fun getting to know everyone there. David: It’s great because we get to check out the properties. We go around on caravans so we get to see the community as well, which is fantastic. When you’re on caravan … I’m always there, generally, so I see that you’re asked a lot of questions. One of them was policies are always changing, laws are always changing; how are you adapted to that? You really respond well so many times. I’d like to have you share that a little bit. Julie:    Sure. We've actually been following a lot of these rules and regulations for some time now, so there’s very minor changes that we’re going through as of this year; some of the policies put into place. I hear feedback other lenders are going through a lot of changes. We did those changes a while back, and at the same time, we’ve adapted. Part of the rules is regulations on certain loan programs that are being offered. We were able to go out and find investors that were willing to take those risks and still offer special features, like debt ratios that are up to 50%, interest-only loans, value loans; things like that we still have available. Finding programs where we’re still willing to take that risk and offer that help more people purchase homes. It’s been really fun to get the word out on those things. David: One of the great things that I enjoy is to watch Julie come alive on camera. It’s neat because a mortgage is not necessarily a really exciting topic at times. It can be, but a lot of times people don’t necessarily equate that with excitement. You really bring not only mortgage as a subject alive, but really seeing you come alive on camera has been great. Thanks for being our host on that. Julie:    Thank you for having me, David. It’s been a lot of fun. David: Check out Julia on our website, at the CarmelValleyLife.com, or you can also check out our YouTube channel. We’ll be sure to have you on here again to talk a little bit more about home lending and different topics like that. Julie:    Thanks, David. It’s been fun. Thanks. David: Thank you.